Theodore E. Charles is a founder of Investors Capital Holdings, and serves as Chairman of the Board.

Mr. Charles entered the field of financial services as a life insurance agent with National Life of Vermont. After leading the company in sales, Mr. Charles resigned to become the Managing Director of Eastern Capital Securities, an international investment banking firm based in Boston and London. At Eastern Capital he directed the fixed income and insurance divisions. From there he moved on to Life USA, where he had an extremely successful career. In 1992, Mr. Charles founded Investors Capital Corporation.

Mr. Charles is a member of several professional associations, including The Boston Chapter of the National Association of Life Underwriters (NALU), the International Association of Financial Planners (IAFP), the National Association of Securities Dealers (NASD), and the Financial Institutions Insurance Association (FIIA). Mr. Charles holds various securities licenses, including Series 6, 7, 24, and 63, and is a licensed life insurance agent.

Since November 1997, Mr. Charles has been a Director of Revere Federal Savings Bank of Revere, Mass. He was formerly Chairman of the Shareholder Advisory Board of Life USA Insurance Company, and is a former member of the Board of Trustees of the Museum Council, Museum Fine Arts in Boston. In addition, he has held positions with Rotary International, The Eastern Point Yacht Club and Ipswich Country Club.

Mr. Charles received a Bachelors degree from Ithaca College.