Privacy Notice
Investors Capital Holdings®, Ltd. and its operating subsidiaries, Investors Capital Corporation, ICC Insurance Agency, Inc., Investors Capital Advisory Services, ICH Securities Corporation, ICC Southwest Insurance Agency, Inc. and ICC Nevada Agency, Inc. are concerned about your privacy. As an integral part of our providing quality financial products and services to you, we collect certain personal information about you. We do not sell this personal information to third parties, and we disclose this information only as absolutely necessary to provide the products and services you have come to expect from us. This Privacy Notice is provided solely for your information and it is not necessary for you to take any action. Nevertheless, you have certain rights as described below.
In order for our operating subsidiaries to conduct business, they collect nonpublic personal information about you from:
- applications or other necessary forms, such as your name, address, social security number, assets, liabilities and income, employment status and dependent information;
- your transactions with our operating subsidiaries, affiliates or others, such as your account activity and products and services purchased; and
- visitors to our websites, such as information from online forms, site visitorship data and online information collecting devices.
Within our organization, we restrict access to nonpublic personal information about you to those employees who must know such information in order to provide you with the quality financial products and services you deserve. We maintain safeguards that comply with federal and state regulations and protect your nonpublic personal information. We may also disclose all of the information described above to non-affiliated third parties with whom we, or any of our operating subsidiaries, contract for services such as: third party administrators, investment companies, insurance companies, investment advisers, companies that perform marketing services on our behalf or other institutions with whom we have joint marketing agreements. We contractually require that these third parties maintain physical, electronic, and procedural safeguards that comply with federal and state standards to safeguard your nonpublic personal information. Nevertheless, we may disclose your nonpublic personal information to self-regulatory authorities and other regulatory authorities, law enforcement or other governmental authorities as reasonably necessary to conduct our business or as otherwise permitted or required by law.
Our privacy policies will continue to apply even after you cease to have any customer relationship with us or with any of our operating subsidiaries.
We do not disclose your nonpublic personal information to third parties except as necessary to provide our products and services to you.